Pauric Oates talks Financial Well Being with the Sligo Bar Association

/in /by

Pauric Oates recently spoke to delegates at the, sold out, Sligo Bar Association CPD day at the Sligo Park Hotel. The annual event is now an important date in the diary with many great speakers providing insights into current topics of interest within the profession. Pauric was delighted to be able to deliver some really informative insights on the subject of financial well being.

Being able to forward plan and put the right financial measures in place for you and your family are extremely important so you can be comfortable with your personal financial outlook.

Don’t hesitate to contact Pauric and his team to discuss your finances and ensure that you are in a good place to protect you and your family.

Call on 071-9140404 or 086-2547255, alternatively send an email to pauric@obg.ie.

Opening Doors for First Time Buyers

/in /by

If you are a First Time Buyer, there are a number of great supports available that you may not know of. The government has put some very attractive schemes in place that assist the various types of first time buyers in the market.

It can be a particularly stressful time for first time buyers with the market changing so much, rising costs and rates. The “Opening Doors” campaign set up by the Government is designed to ease some of those worries and put you on the right track. There are lots of options but what is the right one for you?

Check out some information here and get in touch with us to help explain more, find out what option may suit you best and how you can access these schemes easily. Alternatively, contact us to get a quote started for your property and we will assist you!

Oates Breheny Group and Avant Money – Your winning Mortgage Team!

/in /by

As one of Ireland’s leading mortgage brokers, we at Oates Breheny Group are proud to be the mortgage broker partner of Avant Money for the North West of Ireland for the past two years. Avant Money are based locally in Carrick on Shannon and provide significant employment to the North West region with now almost 300 staff based at their headquarters.

The lender, which was formally known as Avant Card, is a provider of mortgages, personal loans and credit cards in the Irish market. The group is well known for its One Mortgage Scheme, which has particular appeal at the moment in a time of great uncertainty in the mortgage market. The One Mortgage product is unique to the market as it allows customers to lock into a fixed interest rate for the duration of their mortgage (subject to certain criteria and restrictions)

Some other key One Mortgage benefits:

  • Switcher Offer – Available for a limited time, our €1,500 legal fees offer will cover the costs of switching whilst an extended ‘Rate Lock’ which will guarantee the rate on your Loan Offer for a period of three months.
  • You can be sure that your monthly repayment won’t change over the life of the mortgage. If interest rates change, your repayments will be unaffected.
  • Flexibility with 10% overpayment allowance

Avant Money is the main sponsor for both Sligo Rovers Men’s and Women’s teams and we are delighted to have a strong association with both Sligo Rovers and Avant Money, who bring so much positivity and opportunity to the North West of Ireland.

Contact us today to discuss any Avant Money Mortgage and we would be delighted to assist you secure or switch to the most suitable mortgage for you. We are always available at our offices on 071 – 79194194 or via email on mortgages@obg.ie. Check out www.obgfinancial.ie for more!

Oates Breheny group are an approved Avant Money mortgae broker in the Nort West of Ireland

Pictured at The Showgrounds (the home of Sligo Rovers) are Pauric Oates, Shane Breheny of Oates Breheny Group alongside, Delys Morgan, Brand and Communications Manager Avant Money

Switching your Mortgage the Easy Way

/in /by

Switching your mortgage to another provider can help you to make substantial savings over the lifetime of your mortgage. You now have the option of a straight switch and release money for works or even switch and release money to consolidate debt. Click here to check out this excellent article in the Irish Times showing just how much you could be saving.

With our in house mortgage broker service, we are here to show you how easy switching can be. Call our office today on 071-9140404 or fill in our contact form to arrange your appointment to discuss your options.

Do you need Life Assurance?

/in /by

Click here to check out this clip from Zurich highlighting the benefits of having a Life Assurance policy

It’s Never Been Easier to Switch and Save!

/in /by

It’s never been easier to switch your Mortgage and save money. The Central Bank have told all the Banks that they have to make it simpler, quicker and easier to let you switch your mortgage. There are some great Fixed Rates to switch into also; an example is a 4 year fixed rate of 2.6%

In the last couple of years there have been more options for switching also :

1: Straight Switch – switch your mortgage and reduce your monthly repayment or how many years left on your mortgage or both – This will help you save thousands in interest

2: Switch your mortgage but also take the opportunity to do some works on your home. This will increase your total mortgage but you will make savings on the interest rate and maybe also reduce how many years you have left on your mortgage.

3: Switch and also clear some short term loans. If you are doing this I would always recommend taking years off your overall mortgage to make sure you are not paying more interest in the long term.

At present banks are looking for your business so they are offering incentives to move such as €3,000 to switch , €1,500 to switch or 2% of the loan amount back to switch .

To find out if you can switch and if so how much you can save and who has the best offer for you, either apply below or contact Shane or one of our mortgage team to discuss your options 071-9194194

If you want to see if you can save money apply now

Warning : Your Home is at risk if you do not keep up payments on a Mortgage or any other loans secured on it.

Life, Pension and Investment Awards 2016

/in /by

Oates Breheny Group is proud to be nominated and shortlisted under the category of ‘Best Broker Connacht-Ulster’ for the forthcoming LPI Awards which are taking place on Thursday 31st March 2016 in the Round Room of the Mansion House.

The LPI Awards are described as an event that ‘aims to give recognition to the life, pension and investment brokers who have proved their excellence, professionalism and dedication to maintaining high standards in the Irish market’. To say we are thrilled to be nominated is a massive understatement; we always strive to achieve the best results for our clients  and to have our efforts recognised in such a prestigious fashion is extremely humbling.

Best of luck to Pauric, Shane, Sean and Ciara on the night and well done on such a fantastic achievement!

Switch your Mortgage and Save Money!

/in /by

At the start of every year people always look at ways of saving money for the year ahead. With a number of banks offering new incentives to switch your mortgage to them, now could be a good time think about moving your mortgage. Substantial savings can be made by getting a better interest rate on your mortgage. A lot of people decide to switch and get a better rate and also reduce the term left on their mortgage –  I think this is a great idea– It can save you paying the bank a lot of interest!.

If you are in employment and the value of your house is more than your loan amount then you could be able to switch and save .

At present you can get either €2,000 paid to you to switch  or 2% cashback on the loan amount back into your bank account as an incentive to just  switch and save money.

If you want to see if you can save money contact me today or apply now

 

The first step to managing your finances….

/in /by

To help you organise your Finances better you can use our budget calculator here